Use of Proceeds Owner-occupied commercial real estate

• Purchase, construction, renovation, or refinance Machinery & equipment.
• Purchase or refinance Business acquisition and partner buyout Franchise finance.
• Acquisition, refinance, expansion, and start-up for select concepts.

Terms

Commercial real estate = 25 years Machinery & equipment = 10 years (with exceptions for longer useful life)
Business acquisition = 10 years Low, friendly pre-payment terms
When there are multiple uses of proceeds, we will use the maximum of a blended term OR the majority use of proceed Rates are based on a spread over Prime, and vary depending on the strengths of the opportunity

All 7a loans are fully amortized with no balloon payments, call provisions or financial covenants

Borrower Benefits
Long repayment terms, reducing monthly payments Increased cash flow to invest in and expand your business
Low down payment on multi-purpose real estate acquisitions
Financing available for most industry types including industrial, manufacturing, office, medical/ professional, retail, hotels, gas stations/c-stores, franchise restaurants, and more.
Up to 100% financing depending on 3-year business returns / 3-year personal returns / YTD P/L that shows cash flow and credit score.

Pre-Screen
Pre-screen service available within 24 hours with no charge or obligation